Calling All Real Estate Investors
Listen along to this podcast or watch the videos of each episode at https://community.ridgelendinggroup.com or YouTube.com/RidgeLendingGroup
Ridge Lending Group (RLG) is a nationwide lender and second-generation company specializing in residential investment property financing. But the heart of Ridge Lending Group is our commitment to the continued education and success of our clients.There is a reason that we are the #1 choice for so many repeat clients and referrals. Ridge Lending Group remains a standout leader in the industry by providing the most competitive programs and rates available and unsurpassed customer service. From the beginning of your loan transaction through closing and beyond, we are your dedicated resource team for financing and all things related to real estate investing.
1.855.74.RIDGE (855-747-4343) or email to info@RidgeLendingGroup.com
Copyright ©2024 Geneva Financial, LLC, DBA Ridge Lending GroupNMLS #42056 | BK #0910215 | CA License #CA-DBO9556 | Massachusetts Licensed Lender #ML42056 | An Equal Housing Lender | All Rights Reserved
Episodes
122 episodes
Self Employed Income Calculation Crash Course
The first episode of "Now You Know" with Caeli Ridge is here !Caeli is going to walk you through calculating your income for mortgage loans as a self-employed person and what this means when applying for a mortgage loan. For mo...
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Season 4
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Episode 1
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15:44
Remote Real Estate Investing: Pros, Cons & Tips
Caeli Ridge recorded this episode on 2/20/2024 Remote Real Estate Investing : Pros, Cons & TipsCaeli details the Pros, Cons and Tips to Master Remote Real Estate Investing including diversifying portfolios, thorough res...
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Season 3
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Episode 4
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33:42
When is the Right Time to Refi? Let’s do the Math!
Caeli Ridge recorded this episode on 2/6/2024 When is the Right Time to Refi? Let’s do the Math! In today's call Caeli discussed the things you should be looking at when you are deciding whether or not to refinance your pro...
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Season 3
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Episode 3
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34:25
Guest Speaker Sam Parker with My Credit Guy
Caeli Ridge recorded this episode on 1/23/2024 Guest Speaker Sam Parker with My Credit Guy Sam Parker of My Credit Guy joins the podcast today to talk about credit, credit repair, the percentages of the different points tha...
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Season 3
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Episode 2
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53:17
Creative Financing Strategies for Non-Owner Occupied Portfolios
Caeli Ridge recorded this episode on 1/2/2024 Creative Financing Strategies for Non-Owner Occupied Portfolios Caeli Ridge discusses some really creative options that Ridge Lending Group can offer as it relates to purchases ...
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Season 3
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Episode 1
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43:09
Risk Management: Understanding Through a Lenders Perspective
Caeli Ridge recorded this episode on 12/26/2023 Risk Management: Understanding Through a Lenders Perspective Caeli Ridge will go through the understanding of risk management as it pertains to the lender, so that investors c...
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Season 2
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Episode 40
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21:25
Staying Consistent Long After the New Years Resolutions are Forgotten
Caeli Ridge recorded this episode on 12/12/2023 Guest Speaker Brent Widman from Southwestern Consulting joins today as our guest speaker. Caeli and Brent have a great Q&A on what it means to stay consistent in life and discuss ...
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Season 2
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Episode 39
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49:55
How to Confirm Property Taxes via County Tax Assessor
Caeli Ridge recorded this episode on 11/28/2023 Have you ever been hit with a property tax bill that far exceeded your expectations? You've come to the right place ! Caeli breaks down property tax definitions for us as well as show...
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Season 2
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Episode 38
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48:27
Guest Speaker Alex Hines- How to Turn $40K into a $160K Investment Property & Get Passive Income !
Guest Speaker Alex Hines Caeli Ridge pre-recorded this episode on 11/3/2023 Caeli and Guest Speaker ( & Ridge Lending Group Borrower) Alex Hines discuss how he has been so successful in real estate investing in just...
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Season 2
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Episode 37
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46:42
How to Prepare for Year-End-Investor Push for Tax Write-Offs
Edit DeleteHow to Prepare for Year-End-Investor Push for Tax Wr...
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Season 2
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Episode 36
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31:25
New Product Alert! Cross Collateralization Line of Credit for Investment Properties
Caeli Ridge pre-recorded this episode on 10/3/2023 Caeli introduces a new product Ridge Lending Group has - Cross Collateralization Line of Credit for Investment Properties!Individual or Multi-Unit Properties, Residential o...
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Season 2
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Episode 35
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5:54
Guest Speaker Daniel Paloscio with SEP Capital
Caeli Ridge recorded this episode on 9/19/2023Guest Speaker Daniel Paloscio This week’s guest speaker is Daniel Paloscio from SEP Capital. He is a seasoned private lender with more than a decade of experience in residential...
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Season 2
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Episode 34
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56:05
uDirect IRA Services with Kaaren Hall
Caeli Ridge recorded this episode on 9/5/2023uDirect IRA Services with Special Guest Speaker Kaaren Hall Kaaren Hall founded and made a resounding success of uDirect IRA Services. She discovered a strategic way to put her 20+ ye...
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Season 2
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Episode 33
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39:12
The Income Snowball with Special Guest Tanisha Souza
Caeli Ridge recorded this episode on 8/29/2023The Income Snowball with Tanisha Souza from Tardus Wealth StrategiesTanisha presents her Income Snowball method of acquiring rental properties and how to build a real estate portfoli...
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Season 2
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Episode 32
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1:00:36
Amortized vs. Interest Only Loans
Caeli Ridge recorded this episode on 8/15/2023Amortized vs. Interest Only LoansThis week Caeli will be going into detail about Amortized (Close Ended) vs. Interest Only (Open Ended) Loans. She will highlight the diff...
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Season 2
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Episode 31
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51:32
DSCR vs. Conventional Loans & How to Compare Percentages of LTV's.
Caeli Ridge recorded this episode on 8/1/2023DSCR vs. Conventional Loans & How to Compare Percentages of LTV's. Tune in to this week's Calling All Real Estate Investors live event with Caeli to learn the differences bet...
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Season 2
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Episode 30
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40:48
Recourse Vs. Non-Recourse Loans & a Surprise!
Caeli Ridge recorded this episode on 7/25/2023Recourse vs. Non-Recourse LoansCaeli provides an overview of what recourse and non-recourse loans are and in what situations you would choose one over the other. She details that the...
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Season 2
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Episode 29
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37:59
Short Term Rental Tips and Tricks
Caeli Ridge recorded this episode on 7/18/2023Short Term Rental Tips and Tricks Curveball! This week Caeli does a brief overview of what an amortized loan is vs. an interest only loan, with a short pro & con list of eac...
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Season 2
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Episode 28
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25:48
To Pay or Not to Pay Points, That is the Question
Caeli Ridge recorded this episode on 7/11/2023To Pay or Not to Pay Points, That is the Question. And it might be a trick question...During this episode Caeli details how to figure out what your interest rate will be.. t...
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Season 2
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Episode 27
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56:08
Top 10 Things TO DO During a Loan Transaction
Caeli Ridge recorded this episode on 6/27/2023Caeli details Ridge Lending Group's list of the Top 10 Things TO DO during a loan transaction. Some of this list may resonate easily with you, while with others you may have neve...
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Season 2
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Episode 26
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49:59
Top 10 Things TO NOT DO During a Loan Transaction
Caeli Ridge recorded this episode on 6/20/2023Caeli details Ridge Lending Group's list of the Top 10 Things TO NOT DO during a loan transaction. This list shows some easy mistakes that can be made to delay or even make you unqualified d...
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Season 2
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Episode 25
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24:04
Cash Out Refi Rules- Pop Quiz!
Caeli Ridge recorded this episode on 6/13/2023During this episode, Caeli Ridge discusses Cash Out Refi Rules and has a lively Q&A with participants who are vying for a prize! Pop Quiz style, Caeli Ridge talks BRRR, and Cash Out Refi...
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Season 2
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Episode 24
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42:05
Different Credit Requirements for Investor Loans
Caeli Ridge recorded this episode on 6/6/2023During this episode, Caeli Ridge discusses the score qualifications per loan product, the minimum tradelines required, the minimum length of credit and the credit score optimization review.&n...
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Season 2
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Episode 23
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18:28
Guest Speaker John Dingeman: Expert Appraisal Discussion
Caeli Ridge hosted this episode on 5/16/2023Guest Speaker John Dingeman with Class Valuation Appraisers was on the show today discussing with Caeli and the community his expert knowledge of appraising property, and how to overall unders...
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Season 2
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Episode 22
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59:49
Part #2- Certified Power Buyer Calls
Caeli Ridge recorded this episode on 5/9/2023This episode outlines and sets the expectations for the third and fourth video calls within the Certified Power Buyer (CPB) program hosted by Caeli Ridge, available at Ridge Lending Group.&nb...
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Season 2
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Episode 21
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11:43